Tag: budgeting advice

  • A Year of No Spending: How minimalism changed my life!

    A Year of No Spending: How minimalism changed my life!

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    by

    Rachel
    in

    A year ago I took the decision that I wanted to change my life. I had overdrafts, credit cards, hire purchase agreement and a loan for furniture. Some of the debt was at a high interest rate and some was interest free. But the reality is, it was debt! I had £7,500 of debt. What…

  • The 50/30/20 rule

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    by

    Rachel
    in

    and how to adapt it to your financial situation. I have recently been looking into the 50/30/20 rule and how it works to manage your finances. For anyone not in the know, it is the principle that your income is split 50% on bills, 30% on spending and 20% towards saving. This got me thinking…