Tag: january

  • No Spend January Review – How I got on!

    January is one of the hardest months financially. It stretches over 5 long weeks due to Christmas pay day often coming in early. Christmas fatigue also sets in, as well as the January blues. It feels like 200 days since Christmas, but thankfully we are on the final few days. For me, pay day has…

  • January No Spend Review

    The first month of my no spend year has been a success!! I think lockdown 3.0 has very much helped me spend less, but I did have to juggle some battles too. The most challenging part was to stick to my food shop list. This has kept me under budget and allowed me to think…