Tag: money saving

  • STOP Spending in the sales! The sales are not your friend!

    STOP Spending in the sales! The sales are not your friend!

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    by

    Rachel
    in

    STOP! The sales are not your friend! They are there to trick you into spending money on things you don’t want or need! Stop spending in the sales! But don’t worry guys and gals. I am here! We can get through this difficult time together.  There is going to be a lot of temptation so…

  • Let’s Prep for a No Buy Year!

    Let’s Prep for a No Buy Year!

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    by

    Rachel
    in

    Recap This year could be classed as more of a low buy year. Whilst the intention was to not spend, there have been some ups and down along the way. I went off track in the summer and then struggled to get back into things again.  I record my spend for these key areas.  Food/socialising…

  • July No Spend Review

    July No Spend Review

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    by

    Rachel
    in

    July No Spend Review: Every month I try and do a no spend month and keep to a strict budget. It’s the end of the month and time to see whether or not I have stuck to the amount set or whether things have gone off track. July is definitely a busy one for me.…

  • How To Do a No Spend Month or Year

    How To Do a No Spend Month or Year

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    by

    Rachel
    in

    & December/end of year review It’s the end of the month and the end of my second no spend year. My first no spend year focused on clearing debt and this year the focus was on finding out more about myself, what I like and what I want to achieve with my money. It has…

  • Single Parent’s Guide to Money

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    by

    Rachel
    in

    Are you stuck in a rut or finding your money situation is causing you more stress than good? Then it’s time to get back in control of it all! This is the ultimate single parents guide to money. As you are most likely aware I am a single parent and currently saving as much money…

  • May: No Spend Review

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    by

    Rachel
    in

    I’m not gonna lie, as things have started opening up I have allowed myself a few extras and treats to compensate for the year without. This kind of feels like a backwards step, but I also think life is for living and I want to be out and about seeing friends and visiting new places.…

  • March No Spend Review

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    by

    Rachel
    in

    This month has been a long and interesting one. I did have to replace some makeup items and purchase something for the car, but generally it hasn’t been too bad considering. Here is what I spent my money on this month… New baby gift £4.00 Eye shadow palette £10.50 (I had only dark shades left…

  • Myths about Minimalism!

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    by

    Rachel
    in

    Since starting on my minimalist journey I realised that there were some myths that were holding me back from reaching my full potential with minimalism. It’s time to put these myths to bed – you absolutely can be a minimalist! You can’t be a minimalist if you have kids – When starting my declutter, the…

  • How to do a Low Buy Month or Year!

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    by

    Rachel
    in

    I have already shared with you all about my decision to do a no buy year, but it occurred to me that some people may want advice about how to do a low buy year instead. So here we are… Let’s go through some steps to make this easier: First, you need to know your…