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Tag: no spend
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April No Spend Update
Hey everyone! Can you believe it’s already the end of April. Time flies when you’re on a no-spend adventure! So, buckle up because it’s time for your monthly update on my year-long quest to conquer spending.Â
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Break free from being poor!
I’m so fed up of living pay cheque to pay cheque. It’s time to break those bad money habits and get back on track for a positive rich life. Some of these strategies have already do and some are brand new and will hopefully be the difference to living that rich life that we all deserve.…
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Let’s Prep for a No Buy Year!
Recap This year could be classed as more of a low buy year. Whilst the intention was to not spend, there have been some ups and down along the way. I went off track in the summer and then struggled to get back into things again. I record my spend for these key areas. Food/socialising…
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July No Spend Review
July No Spend Review: Every month I try and do a no spend month and keep to a strict budget. It’s the end of the month and time to see whether or not I have stuck to the amount set or whether things have gone off track. July is definitely a busy one for me.…
The 10 x 10 Capsule Challenge
I was researching further into minimalism and came across a selection of minimalism blogs that were recommended to follow. https://www.thegoodtrade.com/features/minimalist-blogs One of the recommendations was a website called stylebee.ca with the 10 x 10 challenge. https://stylebee.ca/10-x-10-challenge/ After looking through the specific details of the clothing challenge, I decided that this would be a good way…
The 50/30/20 rule
and how to adapt it to your financial situation. I have recently been looking into the 50/30/20 rule and how it works to manage your finances. For anyone not in the know, it is the principle that your income is split 50% on bills, 30% on spending and 20% towards saving. This got me thinking…
Minimalist Money Hacks
Saving money is at the top of my list. I am saving for a house deposit so I am currently looking to save money in any way that I can. There are lots of ways in which companies make us part with our cash. But it doesn’t have to be this way. Pay off debt!…
May: No Spend Review
I’m not gonna lie, as things have started opening up I have allowed myself a few extras and treats to compensate for the year without. This kind of feels like a backwards step, but I also think life is for living and I want to be out and about seeing friends and visiting new places.…
Myths about Minimalism!
Since starting on my minimalist journey I realised that there were some myths that were holding me back from reaching my full potential with minimalism. It’s time to put these myths to bed – you absolutely can be a minimalist! You can’t be a minimalist if you have kids – When starting my declutter, the…
How to do a Low Buy Month or Year!
I have already shared with you all about my decision to do a no buy year, but it occurred to me that some people may want advice about how to do a low buy year instead. So here we are… Let’s go through some steps to make this easier: First, you need to know your…