Tag: nospend

  • January No Spend Review

    —

    by

    Rachel
    in

    The first month of my no spend year has been a success!! I think lockdown 3.0 has very much helped me spend less, but I did have to juggle some battles too. The most challenging part was to stick to my food shop list. This has kept me under budget and allowed me to think…

  • How to Set Achievable Goals for 2021

    —

    by

    Rachel
    in

    This time of year is the traditional goal setting period. Although for me, I’m an all year round goal setter. I set goals for a variety of reasons. I think mostly because I like my mind to be busy and I am more motivated if I set goals. It creates an inner drive and I…

  • Minimalism – It really works!

    —

    by

    Rachel
    in

    I should imagine you are thinking pretty much the same thoughts I had when I came across the idea of minimalism…It won’t work, I might need these items, I will want to fill the gaps, it won’t work for a functional family that is always on the go. I was sooooooo wrong! It is everything…

  • What to do on a no spend year!

    —

    by

    Rachel
    in

    Now that I have shifted my mindset into a no buy year, I am beginning to feel like I have more time on my hands. I thought it was time to create a list of things to do with this free time: Read – sounds obvious, but my to-read pile is the equivalent of a…

  • Deciding on a no spend year!

    —

    by

    Rachel
    in

    This year I finally pushed myself in the right direction financially. I have almost cleared my debt (overdraft, car and sofa) and I am now in the position to begin saving for a house. For anyone that knows me, when I get an idea in my head I commit 110%. This is now my long…